Zopa
The lending and borrowing marketplace where real people sidestep the banks for a better deal.
Zopa Loan Features
| Loan Term | 36 - 60 months |
| Loan Amount | £1000 - £15000 |
| Representative / Typical APR 
Representative / Typical APRThe rate displayed is the Representative APR for unsecured lenders and the Typical APR for secured lenders. Close |
10.07 % |
| Fixed APR | Yes |
| Lender Fee | £124.50, included in your quotes |
| Early redemption penalty | None |
| Secured against property
Secured Loan A secured loan is secured against something you own - usually your home - which the lender can claim in case you default on the loan. Secured loans are usually taken in order to make a big purchase, to place multiple debts into one; or to make home improvements. Close |
No |
| Deferred first payment option | Not available |
| Payment holiday option | Not available |
| Courier service available | Not applicable, fully online process |
| Faster payment service
Chaps Payment Method of receiving transfers on the same day as the funds are released. A cost is incurred for this service. Close |
Yes optional, £57.50 fee applicable |
| Overpayment option | Yes, with no penalty |
| Time to get funds
Time For Funds The time it typically takes for the money to get to your account once you have submitted your application to your chosen lender. Close |
1 - 5 working days |
| Additional benefits |
Interest payments go to real people, not bankers bonuses. Loans available for homeowners and tenants. Your quotation is guaranteed for only 30 minutes, so complete your application now to secure this great rate. |