Sainsbury's Finance
Sainsbury's Finance offer loans to all customers, with preferential rates for Nectar Card holders.
Sainsbury's Finance Loan Features
| Loan Term | 12 - 60 months |
| Loan Amount | £7500 - £15000 |
| Representative / Typical APR 
Representative / Typical APRThe rate displayed is the Representative APR for unsecured lenders and the Typical APR for secured lenders. Close |
6.4 % |
| Fixed APR | Yes |
| Lender Fee | None |
| Early redemption penalty | Up to 58 days interest |
| Secured against property
Secured Loan A secured loan is secured against something you own - usually your home - which the lender can claim in case you default on the loan. Secured loans are usually taken in order to make a big purchase, to place multiple debts into one; or to make home improvements. Close |
No |
| Deferred first payment option | 2 months |
| Payment holiday option | Not available |
| Courier service available | Yes, fee applicable |
| Faster payment service
Chaps Payment Method of receiving transfers on the same day as the funds are released. A cost is incurred for this service. Close |
Not available |
| Overpayment option | No |
| Time to get funds
Time For Funds The time it typically takes for the money to get to your account once you have submitted your application to your chosen lender. Close |
3 - 5 days from receipt of loan documents |
| Additional benefits |
Discounted rates for Sainsbury's Shoppers with a Nectar Card |