Search results

"tag:credit-rating"

	Title and summary	Date/time
1	Is it worth building a credit history? If you are fortunate enough to never have had to borrow money and never had credit cards, student loans, etc, this could be problem if a time comes when you need to borrow money (e.g. get a mortgage). Why? because you don't have any credit history. ...	22-Jun-2010 12:51:00
2	Is it true that having many addresses is bad for your credit rating? One of our users is moving house at the end of June. This will be his 10th address in the last 5 years. He asked us whether it is true that having many addresses is bad for his credit rating. Each lender make lending decision using their own criteria. ...	15-Jun-2010 17:03:00
3	Credit score wrecked by lenders? In an article published by the Guardian on Sunday July 12, Sam Dunn denounces how banks fail to use "soft quotations" to quote for their loans despite the Information Commissioner's Office (ICO) best practice guidance. The problem is that for most ...	17-Jul-2009 11:45:00
4	Beware of hidden credit searches Every time you apply for a mortgage, a loan, a credit card or you want to buy anything on finance, you will be credit searched. That credit search leaves a ‘footprint’ at the Credit Reference Agency which indicates what type of credit you applied for and ...	09-Jul-2009 10:49:00
5	Debt consolidation is #1 reason for Brits to take out a personal loan A survey of 1,000 users found that almost half (46%) of respondents were applying to consolidate, with home improvements (23%) and car loans (22%) the other most popular reasons. In what can only be regarded as a sign of the tough economic times, loans ...	19-May-2009 15:21:00
6	Beware of shopping around for loans Our research reveals that 88% of Brits are unaware that applying for secured or unsecured loans online can damage their credit rating if they do it too many times. The research reveals a lack of awareness among consumers, which could result in them ...	05-May-2009 16:33:00