Time is Money!
In today’s ‘need for speed’ world, time is money. Saving time can save you money and indeed when buying some goods and services you can pay more to get what you want more quickly.
As Christmas is now appearing on the horizon, more shoppers than ever will look to do their xmas shopping online. Because we want things to be quick and easy, sites like Amazon can offer a wrapping service and can guarantee you will receive your order within 24 hours – for an additional fee.
We all want things now so when searching to find the best and cheapest loan, why wouldn’t you be tempted by ‘Apply for a no obligation loan quote online NOW!!!’ – to quote an unnamed online loan broker.
However, as I discovered after I had filled in their 6-page application form, the reality was no online quote but just that they would call me back. So I have no idea what loan they can offer me - if any, and they’ll no doubt call me when it’s not convenient and therefore waste my time!
The FSA have made Treating Customers Fairly (see FSA TCF ) a priority which promotes that customers should be given clear information which is not misleading. Well I would say that the experience I’ve outlined above was very misleading.
Too many loan comparison claim instant this and online that only to just take your personal information and call you back.
The Lending Wizard is different - it does give you an instant online quote, it does tell you which loans you are eligible for and it does treat customers fairly.
